Comprehensive Financial Planning

We provide financial planning services that typically involve various advisory services regarding managing a client’s financial resources based upon an analysis of their individual needs. Financial planning services include but are not limited to cash flow management, insurance review, education funding, tax planning, retirement planning, and estate planning.

Our financial planning services can range from broad, comprehensive financial planning based on an ongoing relationship to hourly consulting for a specific project. Financial planning is a comprehensive evaluation of a client’s current and future financial state using known variables to predict future cash flows, asset values, and withdrawal plans. The key defining aspect of financial planning is that through the financial planning process, all questions, information, and analysis will be considered as they impact and are impacted by the client’s entire financial and life situation. Clients purchasing this service will receive a written or an electronic report, providing the client with a detailed financial plan designed to achieve their stated financial goals and objectives.

At Moore & Shirley Financial Planning, LLC, our goal is to bring clarity to your financial picture, peace as we begin to work through the plan, and joy as you see it work for you.

Simple Start Financial Planning Fee

Other than in the case of limited scope engagements, which are billed on an hourly basis, all clients of Moore & Shirley Financial Planning will start their financial journey with us in our “Simple Start” Financial Planning. The Simple Start is a flat fee of $2,500. The Simple Start consists of two face-to-face meetings: (1) data gathering meeting and (2) plan presentation meeting. Upon presentation of the final plan, you will have unlimited email access for one month. After the Simple Start service is completed, you have a choice: continue with ongoing financial planning or just use the simple start plan to implement on your own. If you choose ongoing financial planning, the Simple Start fee would also cover the Investment Management Service Fee for the first quarter of financial planning services. After the first quarter, the standard advisory fees would apply (see the chart below). This service may be terminated with notice. Upon termination, the fee will be prorated, and any unearned fee will be refunded to you.

Financial Planning Hourly Fee

Financial Planning may be done on an hourly basis at a rate of $200.00 per hour for limited scope engagements.

We are a fee-only financial planning firm and do not accept compensation for the sale of securities or other investment products including asset-based sales charges or service fees from the sale of mutual funds.